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Articles Posted in Litigation

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Are You Prepared for the Leaning Tower of … San Francisco?

In 1173, builders broke ground in Pisa, Italy, on the Torre de Pisa (that is, the Tower of Pisa). At over 183 feet, it was to be a grand statement—remember, this was 1173, not 2016. But the story is not all roses. The tower began immediately to tilt—by the time…

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Insurers Beware: Florida Courts May Award Attorney’s Fees for Any Incorrect Denial of Coverage

Florida is a hotbed for insurance claims, from run-of-the mill auto accidents to pervasive construction defects to post-hurricane business interruptions, and everything in between. Insurance companies are likely to deny many of those claims—whether or not that denial is proper—hoping that their policyholders will be unwilling to spend the time…

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A Subcontractor’s Defective Work Is an Occurrence: Weedo Wobbles … and Falls Down

Since 1979, commercial general liability (CGL) insurers have relied on the New Jersey Supreme Court case of Weedo v. Stone-E-Brick, Inc. and its progeny to argue that a subcontractor’s defective work can never qualify as an “occurrence” under a standard form ISO CGL policy. This argument is contrary to both…

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Robot Take the Wheel: Insurance Implications of Autonomous Vehicles

The era of the self-driving car has arrived, with the shiny promise of fewer auto collisions—and the inevitable potholes of a transformative technology. Despite the significant concerns raised by a recent accident involving a driver’s reliance on a partially autonomous automatic braking and steering system on the Tesla Model S—one…

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Don’t Touch That Dial! There May Be Coverage for Suits Under the TCPA

Feeling wired about risks arising from the Telephone Consumer Protection Act? Maybe you should. The TCPA subjects businesses that use text messaging, auto-dialing, and bulk faxing for advertising and marketing to potential class action litigation. Financial institutions, various supermarket chains, and recently Caribou Coffee have all been targeted in TCPA…

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New York High Court Gives the Bronx Cheer to Insurers’ Pro Rata Allocation and Exhaustion Arguments

Over time, New York’s courts have erected multiple barriers to policyholders seeking to recover insurance for long-tail, progressive injury claims—such as environmental or asbestos liabilities—that can implicate multiple policies over multiple policy terms. Now, in a New York minute, just weeks after hearing oral argument, the Empire State’s highest court…

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Obtaining Insurance Coverage for Climate Change Investigations

New York’s Martin Act has a lot of Wall Street and energy industry companies concerned about potential investigations into their respective stances on climate change. In the client alert “When Attorneys General Attack,” colleagues Sheila Harvey, Joseph Jean, Carolina Fornos and Benjamin Tievsky examine the act and discuss strategies for…

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It Was Only a Slip! London Insurers’ Communication with Counsel via Brokers Constituted Waiver of Privilege

They do some things differently in London. But just because they have different customs across the pond doesn’t mean they get to play by different rules—at least not in American courts. That was the message a federal magistrate judge in the Eastern District of New York delivered when she ruled…

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Insurance Coverage for Nuisance Claims in the Oil Patch

In Texas and other states, the mineral owner can freely use the surface estate to the extent reasonably necessary for the exploration, development and production of oil and gas. That includes activities such as building roads, drilling wells and transporting equipment and personnel. But frustrated property owners are increasingly bringing nuisance…

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Sweeping Ruling in Favor of “Litigation Insurance” Provided by the Duty to Defend

A unanimous panel of the Illinois Appellate Court recently held that three insurers have a duty to defend any case in which the bare underlying allegations—if proved—would render their insured liable, regardless of extrinsic facts. This sweeping ruling confirms that the duty to defend is a form of “litigation insurance,”…